Become a takaful agent.

Become an insurance or takaful agent. From zero to your first paying customers, one small step at a time. No experience needed. 26 steps, in the order that works in Malaysia. Tick them off as you go; this page remembers.

Start right

From zero to your first paying customers, one small step at a time. No experience needed.

  1. You need the required exam and registration before you can sell.

    • Ask your company which exam you need
    • Book and pass it
    • Get your agent code

    Ask Kursor: “What do I need to start as an insurance or takaful agent in Malaysia?”

  2. Most new agents start with people who already trust them.

    • Family, friends, ex-classmates, colleagues
    • Add them in KOMPUTAH Sales
    • Talk to 5 a day

    Ask Kursor: “Write a polite message to tell people I am now an insurance agent, without being pushy.”

  3. Selling the right plan builds trust and referrals.

    • Ask about family, income and current cover
    • Show only what fits them
    • Write down the next step

    Ask Kursor: “Give me simple needs-analysis questions for insurance clients.”

  4. Most sales happen after the 3rd or 4th follow-up.

    • Set a follow-up date for every person
    • Use Today to see who to call
    • Ask for referrals after every sign-up

    Ask Kursor: “Make a follow-up plan for insurance prospects.”

  5. You can only grow what you measure.

    • Every sale: a receipt in KOMPUTAH Money
    • Every purchase: snap the receipt
    • Check your profit every Sunday

    Ask Kursor: “What should I track every week in my new business, and why?”

  6. New customers trust other customers more than ads.

    • Ask right after they are happy
    • Use your review link
    • Turn good reviews into posts

    Ask Kursor: “Write a friendly WhatsApp message asking my first customers for a review.”

Stuck on a step? Ask Kursor.

Every step above has an “Ask Kursor” line. In KOMPUTAH AI you ask it in your own words, in Malay or English, and Kursor answers for your insurance & takaful agent, not in general.

For Insurance / takaful

Steps specific to your type of business.

  1. Most agents grow through referrals.

    • Ask happy clients for 2 names
    • Send birthday and policy-review reminders
    • Thank everyone who refers

    Ask Kursor: “Write a polite referral request message for my clients.”

Foundation

The basics every business needs before marketing.

  1. Keeps business money separate, looks professional and makes tax and loans easier.

    • Bring your SSM certificate and IC
    • Ask for online banking and DuitNow QR
    • Use it only for business money

    Ask Kursor: “What should I prepare to open a business bank account in Malaysia, and what should I ask the bank?”

  2. One business login for Google Business Profile, YouTube and ads, separate from your personal account.

    • Create a new Gmail with your business name
    • Turn on 2-step verification
    • Save the password with someone you trust

    Ask Kursor: “Suggest 5 professional Gmail names for my business.”

  3. The same name, logo and colours everywhere make you easy to remember and trust.

    • Pick 1 logo and 2 to 3 brand colours
    • Write a one-line description of what you sell
    • Use the same name on every platform

    Ask Kursor: “Help me write a one-line description and suggest brand colours for my business.”

In KOMPUTAH AI. Money keeps every sale and receipt from day one, so the bank and LHDN get clean numbers.

Get found on Google

Most customers search Google or Waze before they buy.

  1. Your business shows on Google Search and Google Maps for free.

    • Go to business.google.com with your business Gmail
    • Add your business name and category
    • Verify (Google may ask for a video or a code)

    Ask Kursor: “Walk me through creating and verifying a Google Business Profile for my business.”

    Official site
  2. Complete profiles show up more often and get more calls.

    • Address or service area, opening hours, phone and WhatsApp link
    • Add a description (up to 750 characters)
    • Add your products or services with prices

    Ask Kursor: “Write my Google Business Profile description (max 750 characters) and a list of services with prices.”

  3. Photos are the first thing people look at.

    • Front of your shop or your logo
    • Your best products or work
    • Your team, the inside, the menu or price list

    Ask Kursor: “Give me a photo shot list for my Google Business Profile and Instagram.”

  4. Reviews build trust and help you rank higher on Maps.

    • Get your review link from your profile
    • Ask happy customers right after they buy
    • Reply to every review, good or bad

    Ask Kursor: “Write a polite WhatsApp message asking customers for a Google review, and replies for 5-star and 1-star reviews.”

Social media & WhatsApp

Where customers talk to you and see your work.

  1. Look professional and reply faster with a catalogue, greetings and quick replies.

    • Install WhatsApp Business and add your business profile
    • Add your catalogue with prices
    • Set a greeting message, an away message and quick replies
    • Use labels: New, Quoted, Paid, Follow up

    Ask Kursor: “Write my WhatsApp Business greeting message, away message and 5 quick replies.”

  2. Most Malaysian customers discover businesses here.

    • Create a Facebook Page and an Instagram professional account
    • Link them in Meta Business Suite
    • Add your WhatsApp button, hours and location

    Ask Kursor: “Write my Instagram bio and Facebook Page "About" for my business.”

  3. Short videos reach new customers for free.

    • One simple explainer per video
    • Real questions people ask
    • Check your company’s rules before posting

    Ask Kursor: “Give me 10 simple explainer ideas for insurance or takaful, within ad rules.”

  4. One link in every bio sends people to order or WhatsApp you.

    • Use your website or a link page
    • Include WhatsApp, menu or price list, and location
    • Put it in every bio and on your Google profile

    Ask Kursor: “What should I put on my link-in-bio page?”

In KOMPUTAH AI. Your posts for the month, written and drawn by Marketing Kursor.

Website

A simple page that answers what, how much, where and how to order.

  1. Clear content turns visitors into WhatsApp enquiries.

    • What you sell and who it is for
    • Prices or packages
    • Location, hours and how to order
    • 5 FAQs

    Ask Kursor: “Write the full content for a one-page website for my business: headline, about, services with prices, FAQ and call to action.”

  2. Customers and AI assistants like ChatGPT trust businesses that have a website.

    • Use a simple builder (Carrd, Google Sites or Wix)
    • Add your WhatsApp button on top
    • Check it looks good on a phone

    Ask Kursor: “Which website builder should I use for my business and how do I start?”

  3. yourbusiness.com or .my looks more trusted than a free link.

    • Check if your business name is free as .com or .my
    • Buy it for 1 year
    • Connect it to your website

    Ask Kursor: “Suggest 5 domain names for my business.”

In KOMPUTAH AI. Your own page: customers book or order from your link, and Kursor confirms on WhatsApp.

Get leads & close deals

Simple routines that bring in sales every week.

  1. Posting regularly keeps you top of mind.

    • What a plan covers, in plain words
    • Claim stories (with permission)
    • Yearly review reminders

    Ask Kursor: “Make a 30-day content plan for an insurance or takaful agent.”

  2. A small ad (RM10–20 a day) tests what works before you spend more.

    • Check if your company must approve ads
    • No promises about returns
    • Promote a free needs review

    Ask Kursor: “What should I check before running ads as an insurance or takaful agent?”

  3. Selling to an old customer is cheaper than finding a new one.

    • Save every customer’s WhatsApp with a label
    • Send a thank-you and an offer for next time
    • Try a simple loyalty card or member price

    Ask Kursor: “Give me 5 ideas to get repeat customers for my business.”

  4. You can only grow what you measure.

    • New contacts per week
    • Meetings and follow-ups done
    • Policies closed

    Ask Kursor: “What should I track every week as an insurance or takaful agent?”

  5. Free courses, grants and financing exist for Malaysian entrepreneurs.

    • Look for courses from INSKEN and SME Corp
    • Check grants and financing (e.g. SME Corp, TEKUN, MARA, your bank)
    • Join a local business community

    Ask Kursor: “What courses, grants or financing should a small business like mine in Malaysia look into? Please check current programmes.”

In KOMPUTAH AI. Every morning, Today lists the work Kursor prepared. You tap OK.

Kursor does the writing.

Every “Ask Kursor” line above is a real question you can ask in KOMPUTAH AI. Kursor writes your bio, your price list, your review request and your first posts for insurance & takaful agent, and keeps this checklist with your business.